The holidays have come and gone and my family has just barely started to dig ourselves out of all the gingerbread and wrapping paper. You might think that it's way too soon to start thinking about next year, but you can actually take steps now to save yourself a ton of worry the next time Santa Clause comes to town.
Take a look at this blog post outlining a Year-Long Savings Plan for Christmas. The basic idea is that you save a little bit each week. The first week you save a dollar and each consecutive week, you save an extra dollar. That way you can gradually increase your savings instead of trying to do it all at once. If you follow this plan, you will end up a grand total of $1378.00 at the end of the year!
Even if you can't manage to follow this plan to the letter, I think the general idea of saving a little bit every week is a great way prevent those massive year-end credit card bills.
Keep following this blog and we'll save money together!